Imagine, you touch the glass screen, and the microfinance company gets to see your credit history tied to your figerprint. And you get a loan sent to your phone m-Pesa style. You make your minimum monthly payments over the phone. The phone cost you $30 to buy because you agreed to watch ads. And the internet connection to it comes from Google Loon balloons far up in the sky. By the way, the phone also lets you participate in MOOCs, Massive Open Online Courses. You have been educating yourself in the middle of nowhere. There was a voice based community of your "classmates" that you have never met. And the phone comes with apps that are as good as a good doctor for the basics.