Thursday, July 18, 2019

The Underbanked And The Blockchain

The Blockchain: The Unavoidable Governance Issues









Why is it that despite the fact that the dollar a day people are much, much better at paying back their loans than the educated, rich people in a place like NYC that the banks have a history of ignoring the dollar a day people? I don't think it has been malice, for the most part. I think the processing costs for a loan has been just too high to take it to the dollar a day people. Now that has fundamentally changed. The costs are on their way to zero. Which is to say, the Blockchain will positively impact the close to two billion unbanked, and almost that many underbanked (a lot of whom are right here in the US), more than the other groups. For the same reason why drones are taking off in Rwanda like no place in the US or Europe, and why mobile phones penetrated India so fast.











No comments: